Morningstar's four part retirement bootcamp will run during July. As content and new recordings become available they will be posted on this page.

Please send any questions to [email protected]. For invitations to future free bootcamps on a variety of investing topics join our mailing list.

Module 1: Estimating retirement spending

The first of two modules that will help to estimate the amount of savings needed to support a desired lifestyle in retirement. In this module we have two objectives:

  • Estimate your retirement savings for the first year of retirement as a foundation to calculate the lump sum needed to retire
  • Understand the 4% rule as a foundation to estimate your personal withdrawal rate in retirement

Download the presentation

Relevant resources

  • 4 steps to calculate how much you need to retire
  • How much should I have in my super?
  • The 4% rule explained

Module 2: Calculating the lump sum needed for retirement

In the second module we will use the first year retirement spending needs and a personalised withdrawal rate to calculate the lump sum needed for retirement. In this module the objectives is:

  • Estimate your retirement lump sum goal as a target for your savings goals and investment strategy

Download the presentation

Relevant resources

  • Estimate the savings you need to retire
  • How retiree spending plummets as we age
  • How long will you live?

Module 3: The transition to retirement

This module focuses on the steps investors can take to prepare for retirement. In this module we have two objectives:

  • Understand the technical aspects of transitioning to retirement including different types of super accounts and ways to boost your super
  • Learn about approaches to take if your portfolio can't support your desired retirement outcome

Download the presentation

Relevant resources

  • Are you paying tax by not starting a super pension?
  • How to get a 0% tax rate on super sooner
  • What if you don't have enough to retire
  • Increase the certainty of retirement while maximising spending (flexible withdrawal method)

Module 4: Asset allocation in retirement

This module focuses on the options for investors that are approaching and in retirement. In this module we have three objectives:

  • Provide an overview of the traditional glide path approach to asset allocation in retirement
  • Provide an overview of a bucket approach to asset allocation in retirement
  • Provide an overview of a dividend-based approach to generate income to support withdrawals in retirement

Download the presentation

Relevant resources

  • 2 charts to explain the trade-offs in retirement planning
  • Is this a safe way to get higher returns in retirement?
  • The three elements of a successful transition to retirement