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RETIREMENT PLANNING News & Analysis

Chart of the week: Safe retirement withdrawal rates for your asset allocation
Retirement
Chart of the week: Safe retirement withdrawal rates for your asset allocation
This week's chart of the week looks at how asset allocation impacts withdrawal rates.
Shani Jayamanne | 16 January 2025
How to talk to your family about your will
Retirement
How to talk to your family about your will
Parents are often uncomfortable talking to their adult children about personal matters, but there are many benefits in having such a conversation.
Don Ezra | 04 January 2025
The 4% rule explained
Retirement
The 4% rule explained
The safe withdrawal rate is one of the most important components in retirement planning but many people don’t understand the basis of the...
Shani Jayamanne | 19 December 2024
How to retire early
Personal Finance
How to retire early
Three things to consider when planning for an early retirement. 
Mark LaMonica, CFA | 10 December 2024
Is the Retirement Income Covenant really the right answer?
Retirement
Is the Retirement Income Covenant really the right answer?
The world and Australia’s retirement landscape have changed a lot since 2020. If the RIC is to achieve its goals, a wider spread of...
Kaye Fallick | 09 December 2024
Is cognitive decline a risk to your retirement?
Retirement
Is cognitive decline a risk to your retirement?
New research reveals undiagnosed cognitive decline can cost retirees tens of thousands of dollars through bad investments or financial scams.
James Gruber | 14 November 2024
How much does it really cost to run an SMSF?
Retirement
How much does it really cost to run an SMSF?
Use our free calculator to compare the cost against an industry or retail super fund
Shani Jayamanne | 03 November 2024
Is this a safe way to get higher returns in retirement?
Retirement
Is this a safe way to get higher returns in retirement?
Conventional wisdom tells retirees to seek safety with a conservative asset allocation in retirement. Is there a better way?
Mark LaMonica, CFA | 31 October 2024
This 1-hour super check may add 25% to your retirement balance
Personal Finance
This 1-hour super check may add 25% to your retirement balance
My homework for all investors with superannuation.
Shani Jayamanne | 30 October 2024
How much do you need to save for retirement?
Retirement
How much do you need to save for retirement?
It is a simple question with an answer we probably don't want to hear. 
Mark LaMonica, CFA | 23 October 2024