Nicola Chand: So, what was your first investment and why?

Daman: It was actually $1,000 of U.S. currency. 

Raheem: Well, my first investment was BHP, and it was an investment which my dad actually chose.

Christian: It was actually a group of four companies, and I can't actually remember the exact names. But I followed ComSec. They had little parcels where you could invest a few thousand dollars – I mean 4 grand or something.

Prabh: I think it was Zip Pay actually. I don't know. It was at the time…

Chand: Are you regretting that now?

Prabh: Yes.

Raven: My first investment was actually Macquarie Bank.

Trent: All right. I'm not sure what the name is, but it follows the ASX 200 Index, and it's an ETF on the ASX.

Calum: It was an ETF, I recall. I think it was something that reflected the U.S. bond market yields. I think that was when the – I think they were changing up interest rates in 2019, I believe.

Martin: My first investment was Westpac shares. I bought that following the massive downturn during COVID.

Raven: The reason I invested in Macquarie is because I used to work there, and the people that you meet there and you understand how the organization works and they're very, very successful. So, when the whole market tanked, I saw the opportunities within the market and Macquarie really struck out to me given how much it dropped.

Chand: If you had to give one piece of investing advice to a new investor, what would it be?

Daman: Control your emotions.

Raheem: To have a long-term strategy. I think that's what would ultimately benefit you, being consistent and knowing what you're investing in.

Christian: Just take 10% of everything you earn, put it aside. The minute you've got 500 or 1,000, pour it straight in. If you're not confident in picking something, just follow an index fund and just get in, just get it in there so it starts working for you.

Unidentified Speaker: And to not get caught up in a lot of the things you see on social media that are created for the sole purpose of making people rich that shouldn't really be rich in the first place.

Prabh: Don't worry too much about losses. You know, everyone is going to make losses along the way, but just know that this is more of a long-term game as opposed to a short-term game.

Chand: And our last question is – so, right now, are you a bull or a bear? And would you be able to tell us why?

Daman: Yeah, sure. I think it kind of depends. I'm bullish in certain areas, bearish in others.

Raheem: Long term bull, short term a bit of a bear.

Unidentified Speaker: I would definitely agree with that. I think that it's very rare that the bond market and the equities market are both slumping at the same time, and it's a very difficult environment for investors at the moment.

Christian: I'm sort of on the fence. I bought some shares today. I bought some last week. So, I'm just dribbling little bits and pieces in following Morningstar, you know, the 5-Star rating, and if something sort of sits right, if it's a company I understand and it's, sort of, maybe gone from 4 to 5-Stars, I'll certainly think about putting a little bit in.

Trent: Probably bearish, just because interest rates are still going up. However, once the market starts to feel like that's slowing down, I think everyone will just start getting back on it.

Prabh: I'll tell you in this market we're bears, yeah.

Chand: Both of you bears?

Raven: Look, to be honest, personally, I haven't really been investing as recently. I've kind of just bought a bunch of stocks and hold them for a long time.

Prabh: A lot of people think of it, oh, you know, it's a downtime. Everyone's portfolios are in red. But I feel like now is the time to buy; right now is the time to invest, yeah.