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WITHDRAWAL RATES News & Analysis

How long will you live?
Retirement
How long will you live?
We are often quoted life expectancy at birth but what matters most is how long we should live as we grow older. It is surprising how short this can...
Graham Hand | 10 June 2024
Estimate the savings you need to retire
Retirement
Estimate the savings you need to retire
Use the Morningstar retirement model to come up with a retirement plan that estimates the amount you need to retire and the variables that will...
Mark LaMonica, CFA | 06 June 2024
Lessons all investors can learn from the FIRE movement
Personal Finance
Lessons all investors can learn from the FIRE movement
FIRE devotees focus on frugality, saving lots of money and retiring early – even if that is not your goal there are lessons from their...
Mark LaMonica, CFA | 30 May 2024
The three elements of a successful transition to retirement
Retirement
The three elements of a successful transition to retirement
Transitioning to retirement can be a perilous time for investors. A plan helps and here is mine. 
Mark LaMonica, CFA | 01 May 2024
4 steps to calculate how much you need to retire
Retirement
4 steps to calculate how much you need to retire
This step-by-step process can help you estimate the size of the portfolio needed to support your dream retirement.
Mark LaMonica, CFA | 04 March 2024
Increase the certainty of retirement while maximising spending
Retirement
Increase the certainty of retirement while maximising spending
A flexible withdrawal method for retirement accounts may be beneficial for some retirees.
Mark LaMonica, CFA | 11 January 2024
Can you safely spend more early in retirement?
Retirement
Can you safely spend more early in retirement?
There’s little room for error.
John Rekenthaler, CFA | 28 November 2023
An 8% retirement withdrawal rate?
Personal Finance
An 8% retirement withdrawal rate?
A radio host advocates no small plans.
John Rekenthaler, CFA | 27 November 2023
Not all total returns are created equal
Personal Finance
Not all total returns are created equal
Return sequences can help performance as well as hinder it.
John Rekenthaler, CFA | 07 November 2023
We need to talk about your retirement ‘spending’
Retirement
We need to talk about your retirement ‘spending’
Big inheritances can be a sign of underconsumption and suboptimal planning.
Christine Benz | 06 November 2023