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WITHDRAWAL News & Analysis

The good news about retirement income
Retirement
The good news about retirement income
A lower starting withdrawal rate doesn't guarantee you'll have to live on less.
Christine Benz | 03 November 2021
How much should you worry about inflation in retirement?
Retirement
How much should you worry about inflation in retirement?
Calculating your own inflation rate is better than using a blunt measure like CPI, writes Christine Benz.
Christine Benz | 30 March 2021
The creator of the 4 per cent rule and his own retirement
Retirement
The creator of the 4 per cent rule and his own retirement
The 4 per cent withdrawal rate in retirement is an industry standard, where a retiree can expect not to run out of money. Its creator, Bill Bengen,...
Michael Kitces | 17 November 2020
How much can retirees spend and not run out of money?
Retirement
How much can retirees spend and not run out of money?
The '4 per cent withdrawal rate' is a commonly-used safe amount to take from retirement savings and not run out of money. But this may lead to...
Graham Hand | 16 December 2019
Retirees: are you spending too much?
Retirement
Retirees: are you spending too much?
The 4 per cent guideline can put you in the right ballpark, but the best spending policies factor in time horizon, asset allocation, and market...
Christine Benz | 13 November 2019
3 ways to combat retirement saving reluctance
Retirement
3 ways to combat retirement saving reluctance
These saving and spending adjustments can help overcome the natural ambivalence many of us have to tucking away money for retirement, says...
David Blanchett, CFA | 12 July 2019