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RISK CAPACITY News & Analysis

Are investors thinking about the wrong type of risk?
Personal Finance
Are investors thinking about the wrong type of risk?
The investment industry defines risk as volatility but for investors the real risk is not achieving your goals. 
Shani Jayamanne | 20 February 2025
Choosing a financial adviser
Personal Finance
Choosing a financial adviser
4 tips for helping with your search for a financial adviser. 
Shani Jayamanne | 18 December 2024
Should you only invest in shares?
Personal Finance
Should you only invest in shares?
Shares have higher long-term returns and some investors don’t think there is a point in investing in bonds.  For some investors this may make sense...
Mark Lamonica | 02 December 2024
Should I lever up?
Personal Finance
Should I lever up?
The role of borrowing in an investment portfolio, and products that offer it.
Shani Jayamanne | 10 October 2024
How to take the stress out of investing
Personal Finance
How to take the stress out of investing
Fear and stress have the power to change our perceptions of risk, skewing what we think is probable toward the negative. Since risk is unavoidable in...
Jess Bebel | 17 November 2023
Do equities improve with age?
Personal Finance
Do equities improve with age?
Revisiting a 60-year-old argument.
John Rekenthaler | 31 October 2023
Don’t follow the trading herd over the cliff
Personal Finance
Don’t follow the trading herd over the cliff
Ignore the short-term noise and stick to your investment plan.
Larry Swedroe | 25 October 2023
What’s the difference between risk tolerance and risk capacity?
Personal Finance
What’s the difference between risk tolerance and risk capacity?
Aligning these concepts can help you make better portfolio decisions.
Christine Benz | 18 May 2023
Market fall reveals your risk tolerance and loss aversion
Personal Finance
Market fall reveals your risk tolerance and loss aversion
You need to find the balance between risk tolerance and a good night's sleep.
Graham Hand | 03 February 2022
It's coming: 10 ways to cool rampant housing prices
Personal Finance
It's coming: 10 ways to cool rampant housing prices
IMF, OECD, RBA, APRA, CFR, CBA and ANZ are all calling for curbs on housing lending. Why will it take APRA months to issue a paper?
Graham Hand | 29 September 2021