TOPIC

MORTGAGE RATES News & Analysis

Is a mortgage actually ‘good’ debt?
Personal Finance
Is a mortgage actually ‘good’ debt?
What does the explosion in mortgage debt mean for future property prices in Australia and highly geared homeowners.
Mark Lamonica | 03 November 2024
Should you invest or pay off your mortgage?
Personal Finance
Should you invest or pay off your mortgage?
How does the benefit from extra mortgage payments compare to investing in the share market? 
Mark Lamonica | 23 October 2024
Paying off your mortgage vs investing
Personal Finance
Paying off your mortgage vs investing
The second part of our series explores the benefits of paying off the entire mortgage and the impact of changes in home values and interest rates.
Mark Lamonica | 07 August 2024
Is debt recycling a good strategy?
Personal Finance
Is debt recycling a good strategy?
There are numerous things to consider for investors seeking to use the equity in their homes to try and grow their wealth.
Mark Lamonica | 16 February 2024
NSW first home buyers can now buy a home with a 2% deposit
Personal Finance
NSW first home buyers can now buy a home with a 2% deposit
The NSW Government comes out with shared equity scheme. Are you eligible and how much do you actually need?
Shani Jayamanne | 10 October 2023
Will mortgage stress lead to bad debts for banks?
Stocks
Will mortgage stress lead to bad debts for banks?
It continues to be a challenging environment for homeowners given persistent interest rate increases. 
03 August 2023
Investing Compass: Paying down your mortgage vs investing
Personal Finance
Investing Compass: Paying down your mortgage vs investing
The age old question. This episode goes through the main considerations between paying down your mortgage and investing.
Mark Lamonica | 20 June 2023
APRA firm on lending buffer despite concerns for 'mortgage prisoners'
Markets
APRA firm on lending buffer despite concerns for 'mortgage prisoners'
The Australian Prudential Regulation Authority says its serviceability buffer is not 'unduly impeding' people's ability to refinance their home loans...
Megan Neil | 01 June 2023
Former RBA governor says APRA may need to lower lending buffers
Markets
Former RBA governor says APRA may need to lower lending buffers
Former RBA governor Ian Macfarlane says current serviceability buffer rules are making it difficult to refinance, warning the government may need to...
James Gruber | 25 May 2023
Investing Compass: State of the Market
Markets
Investing Compass: State of the Market
This episode looks at the state of the market at the end of April 2023, and discusses whether investors should make any changes to their portfolio...
Mark Lamonica | 02 May 2023