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ASFA News & Analysis

Are retirement assumptions about home ownership fundamentally flawed?
Personal Finance
Are retirement assumptions about home ownership fundamentally flawed?
We’ve assumed that people will enter retirement owning their home outright. Given increases in home prices is this a reality anymore?
Mark LaMonica, CFA | 03 September 2024
How much you need for a comfortable retirement
Retirement
How much you need for a comfortable retirement
The cost of retirement has hit a record high, with couples needing more than $70,000 a year to fund a comfortable retirement, and $50,000 for...
Megan Neil | 26 May 2023
Protecting your SMSF from challenges beyond the grave
Retirement
Protecting your SMSF from challenges beyond the grave
Putting the right steps in place can minimise the risk of costly disputes, writes Anthony Fensom.
Anthony Fensom | 29 June 2021
Rising living costs hit SMSFs
Retirement
Rising living costs hit SMSFs
A return to normality brings with it an increase in the cost of enjoying a ‘comfortable’ retirement, writes Anthony Fensom.
Anthony Fensom | 24 June 2021
Cost of running an SMSF receives updated judgement
Retirement
Cost of running an SMSF receives updated judgement
Administration costs can rise for complexity, especially owning property in an SMSF, but fees are highly competitive from a wide range of service...
Graham Hand | 04 December 2020
How much can retirees spend and not run out of money?
Retirement
How much can retirees spend and not run out of money?
The '4 per cent withdrawal rate' is a commonly-used safe amount to take from retirement savings and not run out of money. But this may lead to...
Graham Hand | 16 December 2019
How much super do you need in retirement?
Retirement
How much super do you need in retirement?
Around 25 per cent of self-managed super fund trustees are at risk of running out of money or having to accept a less-than-adequate lifestyle in...
Melanie Dunn | 04 December 2019
Should employer super contributions be increased?
Retirement
Should employer super contributions be increased?
Rising living costs and income inequality sit on one side, and changing living standards on the other in this debate about boosting the minimum...
Nicki Bourlioufas | 25 June 2019
Retirees face higher inflation, growth assets still key
Retirement
Retirees face higher inflation, growth assets still key
Retirees face higher healthcare costs and greater inflation exposure, emphasising the importance of also holding growth assets in their investment...
Nicki Bourlioufas | 13 May 2019
Industry shuns PC's 'best in show' super reforms
Retirement
Industry shuns PC's 'best in show' super reforms
Representatives from across the superannuation sector have slammed the Productivity Commission's controversial 'best in show' list as disruptive, bad...
Emma Rapaport | 16 January 2019