4 PERCENT RULE News & Analysis

The safe withdrawal rate is one of the most important components in retirement planning but many people don’t understand the basis of the...

Investors may need a shift in mindset as retirement approaches but there are ways to structure a portfolio to improve retirement outcomes.

Use the Morningstar retirement model to come up with a retirement plan that estimates the amount you need to retire and the variables that will...

4 steps to stretch your retirement savings. 

A flexible withdrawal method for retirement accounts may be beneficial for some retirees.

The Morningstar community has the following questions about planning for retirement. Here are my thoughts. 

The 2023 Morningstar State of Retirement Income looks to the future to explore safe withdrawal rates. 

What declining stock and bond prices and higher inflation mean for retirement income.

Leaders in retirement research share how you can set a withdrawal rate that won’t leave you with leftovers.  

Calculating your own inflation rate is better than using a blunt measure like CPI, writes Christine Benz.