Meg on SMSFs: Where are the risks in our major super sectors?
Personal Finance
Meg on SMSFs: Where are the risks in our major super sectors?
SMSFs are often portrayed as the risker option, but does that tell the full story?
At last, movement on legacy pensions
Personal Finance
At last, movement on legacy pensions
New draft regulations finally provide the framework for unwinding legacy pensions cleanly and simply for members who choose to do so. There are some...
Winding up SMSFs that are paying a pension requires care
Personal Finance
Winding up SMSFs that are paying a pension requires care
People often assume that you should wind up an SMSF as quickly as possible. Taking a slower and considered approach might be wiser.
My own reasons for early SMSF establishment
Retirement
My own reasons for early SMSF establishment
In response to a previous article on delaying establishing an SMSF, Meg explains why she started early, long before she began in the SMSF industry....
Is contribution splitting a forgotten retirement strategy?
Retirement
Is contribution splitting a forgotten retirement strategy?
It's a surprise how rarely we see ‘spouse contribution splitting’ in SMSFs. This type of splitting is a special rule that effectively...
Clearing up confusion on the $3 million super tax
Retirement
Clearing up confusion on the $3 million super tax
There seems to be more confusion than clarity about the mechanics of how the new $3 million super tax is supposed to work. Here is an attempt to...
$3 million super tax coming whether we’re ready or not
Retirement
$3 million super tax coming whether we’re ready or not
A Senate Committee reported back last week with a majority recommendation to pass the $3 million super tax unaltered. It seems that the tax is...
What to do for an SMSF when the first member of a couple dies
Retirement
What to do for an SMSF when the first member of a couple dies
The surviving spouse has a lot to think about when a member of an SMSF dies. While it pays to understand the options quickly, often they’re...
SMSF facts and figures
Retirement
SMSF facts and figures
This is your Quick Reference Guide for the year’s important facts and figures. It includes what you need to know on personal tax rates and...
SMSFs, negative earnings and the $3m tax on super
Retirement
SMSFs, negative earnings and the $3m tax on super
There’s no good news in the draft legislation for 'Division 296 tax', the new name for the tax on super over $3 million. These worked examples...